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Small Business Administration (SBA) Loans

Both new and rapidly growing businesses face extra challenges that require unique lending solutions. That is why Premier Valley Bank has long been committed to a strong relationship with the U.S. Small Business Administration (SBA).

The SBA has recognized our commitment by elevating us to their Preferred Lender Program, so we can best assist you with the financing of business acquisition, business expansion, working capital, fixed asset purchases and owner/user real estate loans.

Fred Sandow - Senior Vice President
Gabriele Rude - Vice President

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Summary

Longer term loans
Allows businesses to preserve operating cash
We are a Preferred SBA Lender
Local decisions and local service throughout loan
Developed for new and rapidly expanding businesses
Loan amounts up to $2 million ($5 million for real estate purchase)
7(a) Loans, 504 Loans, and Patriot Express Loans
Loans are fully amortized
No balloon payments

Introduction to SBA

The Small Business Administration (SBA) helps Americans start, build and grow businesses. In 2007 alone the SBA backed more than $12.3 billion in loans to small businesses. The SBA's main function is to aid, counsel, assist and protect the interest of small business concerns as much as is possible. In general, any for-profit business may be eligible.

At Premier Valley Bank we can help simplify and accelerate your SBA loan process because SBA has elevated us to their Preferred Lender Program. We help simplify the lending process. You enjoy local service from an experienced, professional staff dedicated to the SBA loan programs. Decisions are made locally.

Uses for SBA Loans

In general, any for-profit business can qualify for an SBA loan, including manufacturing, retail, wholesale, construction, professional services, and more. Loans provided can be used for: