Certificates of Deposit (CDs)
CDs can offer investment-level returns with the security of FDIC insurance. We have terms ranging from one month to five years. CDs incur interest penalties for early withdrawal.
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- Summary
- No monthly service fee
- Tiered interest rate structure; higher rates for larger balances
- Interest paid monthly
- $2,000 minimum deposit to open
- Terms from one month to five years
- FDIC insured
- Early Withdrawal
The penalties for early withdrawals are as follows:
- Under one year: 90-day interest penalty
- Over 1 year: 180-day interest penalty
