Phone: (559) 438-2002

Premier Reward Checking

This no fee checking account earns a higher interest rate. In addition to the 3.01% APY*, you also receive nationwide ATM fee refunds, all with no minimum balance requirement or monthly fees.

Summary

3.01% APY* on balances up to $25,000
0.50% APY* on portion of balance over $25,000
Unlimited ATM fee refunds nationwide
No monthly service charge
No minimum balance requirements
Unlimited check-writing
$100 minimum deposit to open
Online banking and eStatements
Debit card included with account
24-hour telephone banking
FDIC insured

*APY = Annual Percentage Yield

Qualifications

Qualifying for the high interest and ATM rewards is extremely simple. Complete the following each monthly statement cycle:

Receive eStatements
Log on to online banking
One direct deposit or automatic payment
10 debit card point-of-sale transactions

If you do not meet the qualifications, Premier Reward Checking still functions as a no fee account and earns 0.05% APY* on the entire balance. You are eligible to qualify for the rewards rate of 3.01% APY* and ATM fee refund the very next cycle.

More Info

3.01% Annual Percentage Yield (APY) paid on balances up to $25,000, and 0.50% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a no fee checking account earning base rate 0.05% APY; however it will not receive ATM refunds for that time period. Rates as of 11/1/09. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However, you must deposit a minimum of $100 to open the account. Available to Personal Accounts only. No monthly service charge.