Blogs

There are many ways to structure a retirement plan for an organization and its plan participants. As an employer, it’s important to find an attentive advisor that provides ongoing, valuable guidance, and there is not a better partner than HTLF Retirement Plan Services. "[The client] checked his personal investment expense ratios against the menu we could provide. The ‘light clicked on’ when he saw how much money he was losing due to the high investment expenses and poor investment options." —Relationship Manager, HTLF Retirement Plan Services A company selling large construction and...

With a storied history as one of the premier furniture manufacturers in the world and more than 1,600 global associates, the publicly traded furniture company needed a financial partner with the strength and agility to support fast-paced growth opportunities. "It’s their people, their integrity and their character—that’s what they bring and what sets them apart." —Chief Financial and Operating Officer, Furniture Manufacturing Company Like most organizations during the pandemic, difficult decisions had to be made within the company to remain durable, including cutting non-core business lines...

Credential stuffing is an attempt by malicious attackers to use credentials that were previously exposed from another account platform against an online banking environment. The frequency of this type attack is growing exponentially, and they’re becoming more and more sophisticated over time. With this type of fraud, attackers will aggregate lists of username and password combinations found on the dark web. Using these credential lists, the attackers will script an attack in hopes that customers have re-used the same login credentials from another account platform. It’s dangerous because...

Recruiting and retaining top talent can be challenging. Providing a structured retirement plan is important, but a plan without education tends to not meet the needs of your employees, while one that does include education helps instill financial confidence in their future. A recent study* shows that 48% of employers say financial stress has a significant impact on their employees. This kind of stress is affecting all types of workers in all industries – it’s everywhere - from those that are hourly (45%) to those that are highly compensated (49%). And unfortunately, a company’s bottom line is...

As an employer, attracting and retaining talent is challenging as you work to drive your business forward. The workforce continues to be compressed, which only intensifies the need to stand out amongst other employers in your industry. This might include additional PTO, assistance programs, health care benefits, and for many, a structured and valuable retirement plan. As a leader at your company, the retirement plan landscape can be overwhelming at times. You want to offer your employees a plan to help them achieve a good retirement, while minimizing your risk and ensuring your plan fits your...