Commercial Card Program Nationally Ranked

Ranked Among the Highest Purchase Volumes For U.S. Visa® and Mastercard Commercial Card Issuers

August 1, 2022 — Premier Valley Bank, a division of HTLF Bank, a member of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson Report ranked HTLF among the top U.S. commercial credit card issuers for the seventh year in a row.

HTLF saw a 48 percent increase in purchase volume growth and ranked 31st overall among purchasing and fleet card issuers, an improvement from 36th in 2020.

The ranking reflects HTLF’s innovative approach to digital technology products and providing excellent customer education and experiences.

“Companies can improve cash flow, manage expenses and reduce payment fraud by partnering with us. We help businesses define and implement a comprehensive payments strategy,” said Nicole Dews, HTLF’s Director of Treasury and Payment Solutions.

“With our suite of payment solutions including integrated payables, virtual card and contactless cards, Premier Valley Bank, a division of HTLF Bank is helping clients streamline their AP process, optimize working capital and create a recurring revenue stream.”

Also this year, HTLF was again recognized by Forbes as one of “America’s Best Banks,” earning our best ranking yet of #28 amongst a nationwide group of 100 leading banking organizations with assets ranging from $9 billion to over $2 trillion.

For 50 years, Nilson Report has been a respected source of payments industry news and market insight. Nilson analyzes and reports on the performance of hundreds of credit, debit and prepaid card issuers, transaction acquirers and technology vendors with an unbiased perspective.

News Commercial Card Program Nationally Ranked