Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. Premier Valley Bank can help make it happen with a multitude of mortgage products to choose from that meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:

  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.

  • VA Loans – Veterans, National Guard, and reservists have access to VA loans with local approval and in most cases, no down payment.

  • First-Time Home Buyer Loans – Closing cost assistance for qualified buyers.

  • Vacation and Second Home Loans – Balance the enjoyment of a getaway home with the financial investment.

  • Condominium Loans – Experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.

  • Bridge Loans – "In-between" loans that allow a buyer to make a down payment on a new home before his or her current home is sold.

  • City, State, and Federal Grants and Loans
  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans

With so many options, it can be difficult to know your best option, so we encourage you to contact one of our Mortgage Professionals to receive advice and get your questions answered.


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Our Mortgage Lenders Are Here to Help

An excellent rate is just the beginning of all you’ll enjoy when borrowing with Premier Valley Bank. We'll work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist in selecting the best mortgage loan for you. It’s all part of our dedication to making Great Things Happen ™ for you in terms of your home owning dreams!


Monte Mitchel
Mortgage Loan Originator
805.547.2577
NMLS ID#: 194433