Premier Valley Bank
Strength In Uncertain Times

Financial strength to help move your company forward.


“We'd been doing business with a large national bank for many years, but they weren't responding to emails or even answering the phone. With Citywide Banks, it was good to know somebody was interested in doing business with us. Citywide's treasury management service saves us 25% compared with our former bank. And Citywide's technology is head and shoulders and elbows and hips above the other guys.”

— John Parker, United Power

Heartland Financial USA, Inc. Family of Community Banks

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Premier Valley Bank is a member of the Heartland Financial USA, Inc. (NASDAQ: HTLF) family of community banks. Through this unique operating structure, our California leadership and local banking team is backed by the strength, stability, and expertise of a $15 billion organization. Our combined financial strength includes healthy capital levels, a diverse loan portfolio, a conservative liquidity risk profile, solid credit metrics, and a strong net interest margin.

For our business clients across California, this strength brings the following benefits:

  • LOCAL SERVICE focused on listening to needs and opportunities of our clients
  • BROAD EXPERTISE across many industries
  • IMPACTFUL TECHNOLOGY and online banking platforms
  • FINANCIAL STRENGTH to help move your company forward



Our Commercial Banking Team is ready to help your business grow

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What Our Clients Are Saying About Us

“'Thank You' is just not enough for the staff at Wisconsin Bank & Trust. We are extremely grateful and appreciative of everyone’s efforts - not just in processing our loan application - but in all the ways they have supported us since day one of us coming aboard. They have been, and will continue to be, an outstanding business partner for Superior Extrusion, Inc."

— Dean Borlace, Superior Extrusion, Inc.

“The team at Wisconsin Bank & Trust has proven time and time again that it is responsive, diligent and capable. Wisconsin Bank & Trust gave us the personalized care and attention that only a much larger business could expect from a commercial bank. Most importantly, Wisconsin Bank & Trust delivered on our requests. We firmly believe that only a bank that truly cares about its customers would step up like Wisconsin Bank & Trust has.”

— Joseph Crivello, Jet Out, LLC

“I have been a customer of Wisconsin Bank and Trust since 2006. There are many reasons I have been a customer of WBT, but it really boils down to SERVICE SERVICE SERVICE! During this crisis of the economic disaster caused by COVID-19, my small business, like millions more were at serious risk of survival. WBT staff were timely in assisting me with submitting our PPP Loan application and timely in your review.”

— Bruce Spann, Spann & Associates, LLC


“Since making the transition to Rocky Mountain Bank, we have been more impressed with the level of service the team there have provided us. We truly get the best of both worlds in our relationship with Rocky Mountain Bank, the flexibility and service we expect from a local bank coupled with the level of expertise, the tools and the resources we expect from a large national bank.”

— Matt Sheehy, Chairman, Ascent Vision Technologies

“Citywide Banks continually meets and exceeds our needs and is very responsive with requests. They have many new innovative ideas when it comes to financing, business operations, and banking services. Their online banking is the best we have worked with in over 15 years of business operations. The online portal and services are very user friendly. In our opinion Citywide’s greatest asset is their ability to listen to their customers’ needs and concerns. This is a testament to the fact that they truly want a long-lasting relationship with their customers. Ward Electric Company has direct access to the people that make decisions and provide answers. They will look at all the possibilities that are presented, and find the best fit for the financing, banking, and credit needs of their customers. With Heartland Financial supporting all they do, Citywide is a great partner with the ability to meet all our business’s financial needs. Ward Electric considers Citywide a true business partner who values relationships where doing what is right for both sides is a reality.”

— Mark Ward, Ward Electric Company


“Citywide Banks has given my business a life-line during this challenging time (COVID-19). You are the very reason that we will all survive this, because of your kindness and goodness, helping 'the little guy.'"

— Jay A. Ewing, Bird Golf Academy

“I’ve learned that the important thing is how my bank will respond to problems as opposed to the promises they make about their services. Over the years Citywide has proven time and time again to be responsive and available.”

— Ellen Judish, United Power

“Growing our business in Fresno, where we and the Franchise were not yet established proved difficult when trying to get financing. After meeting with Premier Valley Bank, we had a relationship – not just a new banking institution with people who are just as excited about our success as they are their own. The employees at Premier Valley Bank actually care about us and our business, and that is hard to find. We are so happy to be with a bank that wants to see us grow and succeed and look forward to more years of doing business together."

— Dutch Bros

“Since making the transition to Premier Valley Bank, we have been even more impressed with the level of service they have provided us. We truly get the best of both worlds in our relationship with Premier Valley Bank, the flexibility and service we expect from a local bank coupled with the tools and resources we expect from a large national bank.”

— cCare Inc.

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