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Your long-term savings machine.

Choose from terms as short as three months to as long as seven years, with many options in between. All CD terms have a minimum opening deposit of $1,000.00.

Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
12 months 3.47% 3.50%
18 months3 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
10 months % %
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
9 months % %
12 months 3.47% 3.50%
13 months % %
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
10 months % %
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
12 months 3.47% 3.50%
13 months3 % %
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
9 months % %
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%
Term Interest Rate APY1
3 months 0.03% 0.03%
6 months 0.25% 0.25%
8 months2 5.01% 5.05%
12 months 3.47% 3.50%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.60% 0.60%
48 months 0.60% 0.60%
60 months 0.60% 0.60%


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1These interest rates and annual percentage yields (APY) are accurate as of: 09/20/2023. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Minimum balance to obtain APY is $0.01. Minimum deposit to open a Certificate of Deposit is $1,000.00. Account opening is subject to approval.  Geographic restrictions may apply. 

Any statements regarding rollovers is for informational purposes only, and should not be construed as investment advice or a recommendation to move money out of your prior employer’s plan or personal traditional Individual Retirement Account.

28-month certificate of deposit (CD) at 5.05% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Premier Valley Bank, a division of HTLF Bank, certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 09/20/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1These interest rates and annual percentage yields (APY) are accurate as of: 09/20/2023. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Minimum balance to obtain APY is $0.01. Minimum deposit to open a Certificate of Deposit is $1,000.00. Account opening is subject to approval.  Geographic restrictions may apply. 

Any statements regarding rollovers is for informational purposes only, and should not be construed as investment advice or a recommendation to move money out of your prior employer’s plan or personal traditional Individual Retirement Account.

28-month certificate of deposit (CD) at 5.05% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Premier Valley Bank, a division of HTLF Bank, certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 09/20/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

318-month certificate of deposit (CD) at 4.90% APY up to $500,000.00. After the maturity date, your account will renew into 12-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of: 09/20/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Geographic restrictions may apply. Account opening is subject to approval.

1These interest rates and annual percentage yields (APY) are accurate as of: 09/20/2023. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Minimum balance to obtain APY is $0.01. Minimum deposit to open a Certificate of Deposit is $1,000.00. Account opening is subject to approval.  Geographic restrictions may apply. 

Any statements regarding rollovers is for informational purposes only, and should not be construed as investment advice or a recommendation to move money out of your prior employer’s plan or personal traditional Individual Retirement Account.

28-month certificate of deposit (CD) at 5.05% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank, certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 09/20/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

313-month certificate of deposit (CD) at 5.10% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into Premier Valley Bank, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 12-month regular term certificate of deposit. The Annual Percentage Yield (APY) is accurate as of 09/20/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Geographic restrictions may apply. Account opening is subject to approval.